Auto Insurance Quote

Sourcing an auto insurance quote can be quite easy if you know how to go about it. You can request quotes and buy auto insurance by contacting an insurance broker, calling an insurance company directly or by using a comparison shopping website.

Insurance Brokers
Insurance brokers are vital sources of financial advice and information. Brokers tend to be independent agents who source insurance quotes for their clients and help them get a good deal. Unfortunately, brokers tend to vary in the quality of service they provide. Some are professional, dedicated and have put their clients before high commissions, while others just push whatever insurance product provides the highest commission for themselves. If you are looking for a decent insurance broker, contact us and we will put you in touch with one.

Direct Insurers
More and more insurance companies are providing their products directly to the public. Companies like OUTsurance and Hollard are leading the way in this sector in South Africa. The idea behind this is to bypass insurance brokers who typically take a commission for the policies they sell. This commission that would have been paid to a broker is then used to lower the price of the policy. This sounds great, but in reality some insurance policies sold via brokers are still cheaper than those sold directly to the public. The reasons for this vary, but the main one is that insurance companies selling directly to the public need to invest in more advertising as well as call centre staff to service clients. We recommend that you try OUTsurance and Hollard.

Comparison Shopping Websites
There are currently a number of websites available to South Africans that claim to provide comparative insurance quotes. If you would like to try a decent short term insurance comparison site, we recommend that you try www.insurancehound.co.za. The idea behind this type of site is to provide the user with a selection of insurance quotes from various companies through one website. The user then selects the quote that suits him/her the best. Being able to compare various options on offer gives peace of mind that you aren’t being ‘ripped off’. However, in reality there are only one or two sites that actually do this. Some of these sites only provide quotes from companies that fall under the same financial group. This is kind of like comparing apples to more apples. Other sites don’t really provide anything other than quotes from a single company and only try to come across as providing comparative quotes.